The short answer is - you cannot include any long-term care insurance into an iEstimate calculation.
BUT...
The iEstimate report is designed to show you an estimate of your total healthcare and long-term care costs.
If you have long-term care insurance, you can use the total costs shown in the iEstimate to double-check that you have the appropriate amount of long-term care insurance for your potential future needs!
Take the amount of total long-term care costs (See example below) shown on the bottom of the right column under the "Cost Estimates" portion of your report and subtract the amount of long-term care insurance you have.
A positive number indicates that you are potentially underinsured. A negitive number shows that you are potentially over-insured.
This information is a POWERFUL way to ensure you're making the best decisions related your long-term care insurance renewals each year. Finally, you'll have the answer to the question... "What do I do... increase my premium in order to keep my coverage the same or can I lower my premiums with a reduction in total benefits?"
